Here we take a look at the benefits and discounts available to pensioners…
State pension
This is a regular payment from the government once you reach state pension age and it’s determined by your national insurance contributions.
State pension age is currently 66 for both men and women.
A full state pension comes in at £230.25 a week and you can read more about it here.
Attendance allowance
Worth up to £110.40 a week, this is for people over state pension age who need help with personal care or supervision because of an illness or disability. Find the eligibility information here.
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Pension credit
This means-tested benefit for people over state pension age and who have a low income comes in at £227.10 a week for single people and £346.60 per week for couples. More information here.
Cold weather payment
This benefit is £25 a week and to be eligible the average temperature in your area needs to have been, or be forecasted to be, 0C or less for seven days in a row. You’ll usually be eligible for the payments if you get pension credit. Check your eligibility here.
Warm home discount
A one-off payment of £150 to help with the cost of energy during the winter. Those with an electricity supplier that is part of the warm home discount scheme will get the payment automatically if you or your partner receive the guarantee credit portion of pension credit. Info here.
National insurance cut
You stop paying class 4 national insurance after you reach state pension age.
Free gas safety check
Some energy companies provide free gas safety checks for over-65s. To sign up, just search for your gas provider (eg, British Gas) and “Priority Services Register”.
Over-75s in receipt of pension credit can get a free TV licence, paid for by the BBC.
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Prescriptions
Free to anyone 60 and over.
Eye tests
Over-60s are entitled to a free NHS test. Info here.
Dental
NHS dental treatment is not free for pensioners, but you may be eligible for free dental treatment if you or your partner receive:
Info here.
Wigs and fabric support
You’re entitled to free NHS wigs and fabric supports if you or your partner gets:
Senior railcard
Over-60s can save 1/3 on most rail fares throughout Great Britain. A one-year card costs £35 and a three-year card is £80. Sign up here.
Interrail pass
Over-60s can enjoy 10% discount on travel in Europe with this pass (which lets you explore 33 countries by train). Click here if you’re interested.
Free bus pass
In Wales, Scotland, Northern Ireland and London, you can get a pass for free travel when you reach 60. Apply here.
National Express senior coachcard
Available for over-60s, this offers a 1/3 off standard and fully flexible fares to hundreds of towns, cities and airports across the UK. Click here for more on that.
London taxicard scheme
This is for people with long-term mobility difficulties or severe sight impairment. You’re automatically eligible if you receive a war pension mobility supplement. Apply here.
Vehicle discounts
ATS Euromaster offer discounts to those who join their Club 60 group. The range of benefits includes an MOT for £27 and 15% off servicing.
Princess Hotels & Resorts
Discounts of up to 10% for senior citizens.
Marriott Bonvoy
The Marriott senior discount is offered to all guests aged 62 and over.
Radisson Hotels
The hotel typically gives 10% discount off their standard rates for senior citizens.
Hilton Hotels
Travellers aged 65 and older can save up to 6% on stays.
RH Hotels
If you are over 60, you will get a 5% discount and free water/wine at meals (subject to availability) at RH Hotels sites.
Greene King Pubs
There are menus offered for senior citizens at reduced prices.
Patisserie Valerie
The chain offers 10% off for over-60s.
Dobbies garden centres
Over-60s can enjoy a main course and any cake for only £12 (available Monday to Friday from midday to 3pm).
National Trust sites
With a senior membership card, you can get free entry to over 500 locations across the UK. If you’re an existing member aged 60 or over, and you’ve been a member for at least the past three consecutive years, you can ask for 25% off your subscription, which means that you’ll pay £72 for individual senior membership. More info here.
English Heritage
A senior membership card offers access to more than 400 sites and gives you free parking at most of them. The monthly fee is £5.75 or the annual fee is £69. Apply here.
Royal Horticultural Society
Over-60s are entitled to a senior life membership card, which offers benefits including unlimited entry to RHS gardens, discounted tickets to RHS shows such as the Chelsea Flower Show and personal gardening advice. More here.
Royal Botanical Kew Gardens
There are concessions for senior citizens over the age of 65.
National Theatre
All over-60s can save on midweek matinees with up to £20 off select tickets.
Royal Shakespeare Company
Over-65s are entitled to discounted tickets. A 20% discount is available on all seats for Monday and Tuesday evening performances and all midweek matinees.
Birmingham Hippodrome
Concessions offered to those over 65.
Savoy Theatre
Senior citizens (anyone over 60) can claim concessionary tickets for select shows.
Theatre Royal Glasgow
Discounts for the over-60s.
Imperial War Museums
Over-65s are entitled to discounts on tickets.
Tate Modern
While entry to the museum is free, special exhibitions are ticketed. Over-60s can enter these special exhibitions for a discount.
London Transport Museum
Over-60s are offered concessions on annual passes.
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A number of football clubs offer discounted tickets to senior football fans. These are a few of them…
Arsenal
Senior season ticket-holders get a 57% discount.
Liverpool FC
Concessions for over-65s.
Sheffield United
Concessionary tickets for over-60s.
West Ham United
Concessions for over-66s.
Chelsea FC
Over-66s can buy a senior citizen ticket during the reservation period and reserve a seat for home cup or home UEFA competition matches at a reduced concession price.
Boots
Its over-60s reward gets you eight points on every £1 you spend on Boots’ brands and selected exclusives.
Iceland
10% discount for over-60s every Tuesday if you have a bonus card.
Odeon
Over-60s can join the Silver Cinema Club and enjoy special screenings during quieter times of the day. Tickets start from £3.50 and include tea, coffee and biscuits served before the film.
Specsavers
If you’re over 60 and buy a single pair of glasses from the store’s £70 range or above, you’ll get 20% off.
Boundless
Retirees from the public sector or civil service can save on flights, holidays, days out, car hire and much more if they sign up for a Boundless membership card.
Ramblers’ Association
The walking charity offers concessionary individual or joint membership to those who receive only a state pension (no private pension). It entitles you to thousands of walking routes, access to guided group walks and savings on gear.
Golf
Some golf clubs offer membership discounts to older players. Find out if a club near you offers a discount at Golf Support.
Handyperson services
More than 70 local Age UK branches operate handyperson services offering the elderly extra help with small practical jobs, including small repairs and home security. Find out what’s available in your area on the Foundations website.
Better leisure centres
If you’re over 66, the Better Health senior membership allows you to access the company’s gyms, swimming pools and fitness classes at a competitive price. You can also get up to 30% off other activities and services. Membership ranges from under £10 a month to more than £70 depending on the type of membership and the centre.
